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O. Tana, ;. Kokari, . Union, U. Coopecs, and . Akwaba, Otiv Diana ; Otiv SAVA ; PASECA -;Kayes ; MDB IFNB ACSI ; ADCSI ;CCA ;CDS ; DECSI ;Faulu ? KEN ;Finance Trust ; FINCA - UGA ;FINCORP ;KWFT ;MicroCred ? MDG ;MicroCred ? SEN;OCSSCO;OISL; ProCredit ?GHA; SMEP ASUSU CIIGABA KixiCredito Opportunity Uganda Tchuma UOB Wisdom ACB sa ; AVFS ; Buusaa Gonofaa ; CFE ; Duterimbere ; FINCA ? ZMB ; GAWFA GRAINE sarl; KADET; MBT; Metemamen; Micro Kenya; Opportunity Finance

P. Mc, Sinapi Aba Trust; WAGES; Zakoura Al Tadamun RENACA SBACD Soro Yiriwaso Vital Finance ABWA, Al Karama

C. Kita and /. Bafoulabé, DEC ; Eshet ; FDM ; FINCA ? MWI ; FMF ; Gasha ; Grameen Ghana

L. Objectifs-fondamentaux-de-la-consolidation-de-la-firme-bancaire and .. , 39 a. La réduction des coûts de production de la firme 39 b. Le renforcement de la relation de prêts par la consolidation bancaire, p.43

.. La-relation-d-'agence-et-la-consolidation-de-la-firme-bancaire, 45 a. L'interaction entre le statut du gestionnaire et l'acquisition du portefeuille d'actifs bancaires. 46 b. La maximisation de la valeur de la firme par le gestionnaire, p.48

L. Autres-déterminants-de-la-consolidation-bancaire and .. , 53 a. Les facteurs favorables à la consolidation bancaire, 54 b. Les facteurs limitant le développement de la consolidation bancaire, p.55

. La-consolidation and .. La-structure-du-marché-bancaire, 58 2. La consolidation et l'efficacité des institutions bancaires, p.64

L. Réseaux-de-coopératives,-un-modèle-dominant-de-consolidation-en-microfinance and .. , 78 a. La consolidation s'inspirant du fédéralisme institutionnel, p.80

. La-question-de-recherche, .. La-méthodologie-utilisée, and .. L-'hypothèse-centrale-de-la-thèse, 81 a. La question de recherche, p.86

.. Le-cadre-réglementaire-des-institutions-de-microfinance-en-afrique and .. De-la-structure-du-marché, 109 a 109 b. La réglementation des taux d'intérêt débiteurs, p.114

.. La-concentration-des-parts-de-marché-de-la-microfinance, 142 a. La répartition des parts de marché des différentes institutions de microfinance en Afrique. 143 b. La concentration du marché de la microfinance, p.145

.. Le-lien-entre-la-rentabilité-financière-et-le-risque-crédit, 186 a. L'analyse statistique du portefeuille à risque de crédits, 186 b. L'impact du portefeuille à risque de crédit sur la rentabilité financière ........................ 189

L. 'approche-empirique-de-la-performance-sociale-de-la-microfinance-en-afrique and .. , 217 a. L'accessibilité des clients pauvres aux services financiers de microfinance en Afrique 217 b. L'analyse empirique comparative des performances sociales des institutions de microfinance, p.222

.. Le-modèle-théorique-de-l-'émergence-des-intermédiaires-financiers, 252 a. Les hypothèses du modèle de l'émergence des intermédiaires financiers, p.257

M. En and M. , 285 a. La formation des microstructures de marché par la gestion des stocks de marché ..... 285 a-1 L'approche de GARMAN de la formation des microstructures de marché, 286 a-2 L'oligopole de marché en microfinance et la gestion des stocks, p.295

.. La-tarification-multiple-et-la-diversité-des-formes-contractuelles, 298 a. La tarification multiple sur le marché de la microfinance, p.298

.. Du-marché-de-la-microfinance, 322 a. L'impact de la segmentation financière sur les acteurs du secteur de la microfinance 322 b. L'analyse de l'impact sur les produits et clients-cibles, p.324

.. Quelques-caractéristiques-du-modèle-fédéral, 407 a. La description de l'approche fédérale, p.415

R. Des and I. , 418 1. Les contrats de prêts et la sélection adverse, p.418

L. Contrats-de-prêts-et-le-revenu-escompté and .. , 425 a. Le rendement escompté en situation de concurrence pure et parfaite de marché, p.431

. L. Du-capital-risque, La consolidation en microfinance : le cas africain ~ 577 ~ A, p.479